Sailing has lately turned out to become an awfully cherished past time & is something which both old and young generations presently want to get involved in. Sailing as an activity, amusement, personal obstacle or business instrument is enormously worthwhile for any who participate. It makes a stunning group event while serving to support current bonds, as well as creating new links. With such a well-liked & tough sport it is compulsory that you choose an excellent and well-received operator to go on a yachting lesson with or go sailing training/ school with. These might be problematic to come across, still, there is one acknowledged & established school around, which is Ondeck Sailing. Learn to sail today with RYA Sailing Courses from Ondeck Sea School.
Ondeck have been in action as a registered power boating school for well over 10 years now. The latest purchases in boats means the organisation has built on their existing sea school business to also offer a varied choice of yachting activities on board high performance Volvo Ocean 60 sailing boats. These activities comprise of: skippered charter, business sailing, race charter, mile building opportunities, cruising, adventure yachting trips, ocean passages as well as Caribbean charters.
Ondeck Sailing concentrate on sailing courses & actually have a yachting in addition to power boat school. Located in the Solent and the City, Ondeck yachting gives your business the absolute RYA boating school exercise course, ranging from complete rookies to Ocean sailing leaders. With the Boating courses, Ondeck Sailing try and focus on the personal approach. And with in excess of ten years of practice they have got it down to a fine art. Ondeck still carry on to supply professional, welcoming, expert, safe and essentially entertaining lessons.
The next big choice each person will often have to make is to decide which lesson to go for as there are bags to decide from & even if your group haven’t yachted previously there is a yachting exercise that is suitable for you. Everybody may join in any class at any point according to your knowledge & aptitude. Although, it is vital to take into account that the sailing education, training dates & price tags may be different & consequently it is usually sensible to visit the Ondeck Sailing website to locate all of this essential info. Failing this there are telephone numbers you can call & the Ondeck workers will be pleased to help your firm in any way you like.
If you have never sailed before and you seek a training exercise that is going to show you everything you require to know sailing and it’s furthermore going to bank you £100’s then Ondeck is the prefect choice. With their flexible courses you can participate at the level according to your earlier skill. The yachting session consists of modules that are studied as individual elements, this will allow all Ondeck clients to study the modules at there own haste & leisure but be charged as a package price which, repays them. There currently is two prime areas where you can do the sailing training such as London & Gosport.
While it used to be difficult to obtain an unsecured loan if you had bad credit, it is not so anymore. With comparison services like moneyeverything.com, it is now much easier to obtain such loans at great rates. However before you launch yourself into applying for such a loan, here are a few points that need consideration.
How bad is your credit
Before applying for an unsecured loan, you need to understand how bad your credit really is. You can obtain the information you require by contacting a credit agency for your credit score. More often than not this information can be obtained for free. Your credit score may be low if you have a bad repayment history or no repayment history at all. Once you have your credit score, you can use a few online tools like loan calculators to calculate the amount of loan you are eligible for and the interest rates that you are likely to be offered.
Shopping around
Armed with that information you can start shopping around for options. With a wide range of loan providers competing it is much easier to compare loan rates today. The best place to start searching for a good rate is in the online environment. Many sites like moneyeverything.com offer comparison tools and list different lenders at the same place to make choosing the right lender easier. You can then explore the detail behind short listed lenders and following that make your application online.
Criteria to choosing a lender
Once you shortlist lenders you need to make an informed decision on the lender you will finally work with. Choose a lender with a reputed name and who offers you a good deal. A good deal does not just mean a low interest rate, however. Also consider the time frame over which the loan is to be repaid, pre payment penalties, late fees, APR, nature of the interest rate (whether fixed or variable) and other such factors. Most importantly read the terms and conditions carefully as there are predatory lenders who are trying to make money out of unsuspecting borrowers.
Benefits of unsecured loans
While unsecured loans with bad credit are more difficult to obtain, do not despair. These loans have their benefits and there are lenders who are willing to take their chance on customers with difficult circumstances. The loan amount will be lower than with a secured loan, but unsecured loans get approved faster. This is because no property valuation is involved. Also these loans are an excellent option for repairing credit, consolidating debt, taking a vacation or for meeting immediate medical expenses.
Choose a lender who offers expertise and experience besides a good loan. Moneyeverything.com is one such service that has many options for you. Explore the site, read the details for the options that suit you and apply online.
I write articles on Loans. For more details please visit http://www.moneyeverything.com
Pre-packaged store-bought box mixes are expensive. Have you considered homemade alternatives? Made-from-scratch mixes are healthy, cost beneficial, store well, and taste great. Often times, you’re paying for the packaging of commercial “convenience” foods and you don’t have any control over the additives and preservatives they contain. When making your own mixes, you tailor the ingredients, so have control over the quality and quantity.
Making your own bulk mixes is a great way to stock your pantry. Creative containers make homemade mixes a terrific frugal gift idea too. There’s something deeply satisfying when cooking from scratch. It takes some minimal preparation, but many of the ingredients are already a staple in your pantry. It’s not as time consuming as you may think.
Supplies
Plastic baggies
Glass containers with tight fitted lids
Prep area
Labels
Appropriate ingredients
Storage area
Basic kitchen tools
Plastic containers
Decorative items for gifts. (ribbons, printable recipe cards, labels)
Master Baking Mix
9 cups sifted all-purpose flour
1/3 cup baking powder
1 Tablespoon salt
2 teaspoons cream of tartar
4 Tablespoons granulated sugar
2 1/2 cups nonfat dry milk solids
2 cups shortening (which does not require refrigeration)
Sift together flour, baking powder, salt, cream of tartar and sugar three times. Add dry milk. Mix well. Cut in shortening until mixture looks like cornmeal. Store in covered container at room temperature.
Biscuits
Preheat oven to 450 degrees F. Combine 1 1/2 cups Master Baking Mix and 1/3 cup milk in a bowl. Add milk and stir. Knead lightly on floured board. Roll 1/2-inch thick; cut and place on ungreased baking sheet. Bake 10 minutes. Makes 8.
Options: Add grated cheese and chopped herbs. Increase milk to 1/2 cup for drop biscuits.
Muffins
Preheat oven to 425 degrees F. Beat together in a bowl 1 egg, 1 cup milk and 2 tablespoons sugar. Add 3 cups Master Baking Mix. Stir just until dry ingredients are moistened. Spoon into greased muffin pans or into paper muffin cups and bake 20 minutes.
Options: Add drained fruit, chopped nuts or dried fruit. Replace 1/3 cup of Master Baking Mix called for with quick-cooking oatmeal or All-Bran® cereal. Add chopped dried fruit and nuts to recipe and bake as a fruit bread in a greased 8 x 5-inch loaf pan. Bake 40 minutes at 350 degrees F.
Pancakes or Waffles
Beat together 1 cup milk and 1 egg. Stir in 1 1/2 cups Master Baking Mix. Bake on griddle or waffle iron.
Dumplings
Mix 1/3 cup water to 1 cup Master Baking Mix. Drop into hot stock and cook 10 minutes, uncovered, and 10 minutes, covered.
Yellow Cake
Sift together in a large bowl 3 cups Master Baking Mix and 1 1/4 cups sugar. Mix together in a small bowl 2 beaten eggs, 1 cup water and 1 teaspoon vanilla extract. Add this to dry ingredients. Beat at high speed for 4 minutes. Grease a 9-inch square pan. Bake at 350 degrees F for 25 minutes. Frost or sprinkle confectioners’ sugar over the top.
Options: For chocolate cake increase the sugar to 1 1/2 and add 1/2 cup of cococa powder.
Coffee Cake
Preheat oven to 375 degrees F. Beat together in a bowl 1/3 cup milk and 1 egg. Add 1/4 cup sugar and 2 1/4 cups Master Baking Mix. Stir until well blended, about one minute. Pour into a greased 8-inch square baking pan. Combine 1/2 cup brown sugar, 1/2 teaspoon cinnamon, 3 tablespoons margarine and 1/4 cup chopped nuts and sprinkle over the top. Bake 25 minutes.
Oatmeal Cookies
Place 2 1/4 cups Master Baking Mix in a bowl. Stir in 1 3/4 cups brown sugar and 1 teaspoon cinnamon. Combine 1/3 cup milk, 2 beaten eggs and 1/2 cup melted shortening. Stir into mix and blend well. Add 3 cups oatmeal and mix. Drop by rounded teaspoonfuls onto baking sheet. Bake at 375 degrees F for about 12 minutes.
Banana Bread
Beat 2 eggs and 1/4 cup sugar together in a bowl until well blended. Mix in 1/2 teaspoon baking soda and 1 1/4 cups (about 3) mashed bananas. Stir in 2 1/2 cups Master Baking Mix. Pour into a greased 9 x 5-inch loaf pan. Bake at 350 degrees F for 45 to 55 minutes or until brown.
Pizza Crust
Add 1/2 cup water to 2 cups Master Baking Mix and form into a ball. Knead and roll out 1/2-inch thick. Place in a 10-inch pan, leaving a rim around the edge. Brush the dough with oil, then spread with favorite toppings.
Basic Mixes
Chicken Coating Mix
1 cup bread crumbs
1/2 cup flour
2 teaspoons onion powder or dried minced onion
2 teaspoons dried minced celery
2 teaspoons poultry seasoning
1 teaspoon garlic powder
1 teaspoon paprika
1/2 teaspoon cayenne
1/2 teaspoon salt
1/2 teaspoon pepper
Mix all ingredients and store in an airtight container.
To use: Preheat oven to 375 degrees F. Gently beat 1/2 cup milk and 1 egg together in a bowl. Wash and pat dry chicken. Fill a bag with 1 cup of the coating mix. Dip each piece of chicken into the milk-egg mixture and then drop a piece of chicken into the bag and shake. Let pieces dry thoroughly before baking. Place chicken on a shallow, lightly greased baking dish and bake for 45 minutes or until tender.
Stuffing Mix
6 cups large bread cubes
1/4 cup dried minced onion
1 Tablespoon parsley flakes
1 teaspoon leaf thyme, crumbled
1/2 cup dried minced celery
1/2 teaspoon leaf sage, crumbled
1/2 teaspoon salt
1 teaspoon pepper
3 cubes chicken bouillon, crumbled, or 3 Tablespoons chicken bouillon powder
Bake bread cubes on a cookie sheet at 350 degrees F for 8 to 10 minutes, turning a few times to brown evenly. Toss bread cubes with remaining ingredients until the cubes are evenly coated. Store in a tightly closed container on the shelf for 1 to 4 months, or freeze for 1 year.
To use: Melt 3 tablespoons butter; stir into 2 cups Stuffing Mix in a large bowl. Add 1/2 cup to 3/4 cup chicken broth or water, stirring gently. Warm in a pan on top of the stove, in the oven, or in a microwave.
Condiments
Ranch Dressing Mix
15 saltine crackers
1 cup dry parsley
1/2 cup dry onions
2 Tablespoons thyme
1/2 teaspoon garlic salt
1/2 teaspoon onion salt
1/2 teaspoon garlic powder
1/2 teaspoon onion powder
Whirl in blender until crumbs are very small. Store in an airtight container. It will keep for 1 year.
To use: Whisk together 1 cup mayonnaise, 1 cup buttermilk and 1 Tablespoon Ranch Dressing Mix.
Italian Dressing Mix
2 teaspoons oregano
1 teaspoon onion powder
2 teaspoons basil
2 teaspoons paprika
1 1/2 teaspoons pepper
2 Tablespoons garlic powder
6 Tablespoons granulated sugar
Mix and store in an airtight container.
To make dressing: Use 3 Tablespoon mix with 1 1/2 cups vegetable oil and 1/2 cup wine vinegar.
Beverages
Cocoa Mix
8 1/2 cups nonfat dry milk powder
1 1/2 cups non-dairy coffee creamer
3 cups instant chocolate drink mix for milk
1 1/2 cups confectioners sugar
In a large bowl, combine all and blend well. Store in an airtight container.
To serve: Combine 1/2 cup of mix with 9 ounces of boiling water. Stir well. Makes 16 cups of mix.
Cappuccino Mix
1 cup instant coffee creamer
1 cup instant chocolate drink mix
2/3 cup instant coffee crystals, regular or decaffeinated
1/2 cup granulated sugar
1/2 teaspoon ground cinnamon
1/4 teaspoon ground nutmeg
Combine creamer, drink mix, coffee crystals, sugar, cinnamon and nutmeg, and mix well. Store in airtight container. Makes 3 cups dry mix, 15 servings.
To prepare: Add 3 Tablespoons mix to 6 ounces of hot water and stir well.
Spice Blends
All Purpose Spice Mix
1/3 cup Grated parmesan cheese
1/4 cup Sesame seeds
2 Tablespoon Paprika
1 Tablespoon Poppy seeds
1 chicken bouillon cube
2 teaspoon Dried parsley
1 teaspoon Onion flakes
1 teaspoon Garlic powder
1 teaspoon Celery seed
1/2 teaspoon Salt
1/2 teaspoon Pepper
Crush bouillon cube into fine powder, put in screw-top jar. Add remaining ingredients and shake until well mixed. Store in refrigerator for up to 4 months. May be used on fish, meat, stews, casseroles, salads, vegetables.
Onion Soup Mix
2 cups powdered milk
3/4 cup cornstarch
1/4 cup beef bouillon crystals
2 Tablespoons dried onion flakes
1 teaspoon dried basil leaves, crushed
Mix and store in an airtight container in refrigerator.
To prepare: Mix 1/3 cup dry Onion Soup Mix with 1 1/2 cups water. Cook and stir until thickened.
Gift Ideas (Gifts In a Jar)
Dreamsicle Cookies
1/2 cup orange-flavored drink mix (Tang)
3/4 cup white sugar
1 1/2 cups vanilla baking chips
1 3/4 cups all-purpose flour
1/2 teaspoon baking soda
1/2 teaspoon baking powder
Combine the flour with baking soda and baking powder. Starting with the Tang, then sugar, chips and flour mix, layer the ingredients in a glass jar.
Attach Instructions: Preheat oven to 375 degrees F Empty contents into a large mixing bowl. Add 1/2 cup softened butter, 1 egg and teaspoon vanilla extract. Mix well. Roll heaping tablespoonfuls into balls. Place 2 inches apart on a lightly greased baking sheet. Bake at 375 degrees F for 12 minutes or until lightly browned. Cool.
Colorful Soup Mix in a Jar
1 cube beef bouillon
1/4 cup dried minced onion
1/2 cup dried split peas
1/2 cup uncooked twist macaroni
1/4 cup barley
1/2 cup dry lentils
1/3 cup long-grain white rice
1 cup uncooked tri-color spiral pasta
Use a funnel. Layer ingredients in the following order: bouillon, onion flakes, split peas, small shape pasta, barley, lentils, rice, and enough tricolor spiral pasta to fill jar.
Attach Instructions: Brown 1 pound ground beef or stew beef in a little olive oil. Remove tricolor pasta from top of jar and reserve. Add the rest of the jar contents to the pan and add 12 cups water. Boil and simmer 45 minutes. Add tricolor pasta and simmer 15 minutes more.
Tips
Be sure to store your mixes in a cool, dark place. They hold a shelf life of approximately six months. You can also freeze flour for 24 hours prior to using in your mixes to prevent the possibility of bugs.
Gifts In a Jar Tips
When assembling gifts in a jar, you should use one quart, wide mouth canning jars;however, many containers will work such as mugs, baskets, gift bags, flower pots, bowls, and teapots.
Press each layer firmly in place before adding the next ingredient.
You can decorate with fabric, floral and ribbon embellishments, or by drawing on jars with glass paint markers.
You can consider attaching small gifts to the container such as ornaments, cookie cutters, measuring spoons, or a wooden spoon.
Don’t forget to attach the recipe to your homemade gift.
If you enjoyed these mix recipes, you’ll love Just Recipes website with over 700 mix recipes at your fingertips.
http://www.melborponsti.com/inxmix.html
You’re well on your way to creating great alternatives to store-bought convenience foods. Who thought it could be so simple and sensible? You’ll create something handy, frugal, healthy, and tasty. They’re wonderful for stocking up, camping trips, and emergencies too. You’ll even have wonderful kitchen gifts to share. Not bad for thinking “outside of the box”.
Sara Noel is a freelance writer and the Editor/Publisher of http://www.FrugalVillage.com and http://www.HomesteadGarden.com Visit both these sites for information on getting back to basics through frugality, gardening, lost arts, simplicity, homesteading, and natural family living.
Sufferers with signs of diabetes have a condition that creates a problem with how their body produces energy for food. We must all have glucose to provide us with sufficient energy to carry out everyday tasks. This supply of energy use the bloodstream to be transported around where it can be absorbed by the cells but diabetes stops this from happening. When the glucose fails to leave the bloodstream as it should, it causes high blood sugar levels.
Information in this article is regarding the two major types of the condition. The first type is called type one and primarily affects young people, usually called juvenile onset diabetes and is where the body completely stops the production of insulin; this results in the diabetic requiring an insulin injection every day to stay healthy and alive. The body uses insulin to ensure the glucose can be used by the body which in turn converts into energy. The other type of diabetes (type 2 or late onset) is not quite so severe; the body is still producing insulin but there is a problem with its production or use, but fortunately this type can be treated with a special diet.
Those energy foods which we all need to live are pasta, rice, potatoes, bread and fruit of course. Many health conditions can be caused by long term high blood sugar levels including: poor vision, heart complaints, problems with the kidneys and in some cases even limb amputation. Good diabetes care and management can prevent or delay the onset of these complications; these conditions will vary form person to person but most should see improvements with some complaints halted altogether. Managing this condition means changing your lifestyle to suit your condition any medication that has been prescribed; this means maintaining the correct level of blood sugar, cholesterol and blood fat along with giving up cigarettes.
In addition, weight and blood pressure will need to be routinely monitored and kept stable. Diabetes is a life long condition if you are unlucky enough to contract it; in the United States there are reports of it affecting over two and a half percent of the population. The problem is that here are probably another 5.5 million people who have this condition but just don’t know it; over 600,000 new cases are diagnosed each year. It is a worrying fact that whilst 34,000 American citizens die each year as a direct result of diabetes, another 320,000 die that have the condition where it may be an underlying reason.
Category: Uncategorized
The Purpose of Money
Unfortunately, much of humanity is so focused on making money that it has lost sight of deeper purposes. Persons in or affiliated with traditional organizations are perhaps particularly adept at this focus on money, or, as we like to say, “the bottom line.”
We are moving into a time (or are we in it?) when we can more easily see the manifestations of our false beliefs. We are facing experiences that more easily teach us to tap into higher purposes and more empowering intention. We will surely get this teaching. Since I have entitled this article, “Money, Prosperity, Abundance,” I want to define my terms. For me, each word connotes a different meaning and resonates to a different vibration.
The Meaning of Money, Prosperity, and Abundance
Money is a means of exchange, energy in the form of coins or wampum or reduced to paper as currency. Gold and silver have value — both intrinsic and extrinsic — but paper only represents value. The only power money has is the power we give it. Prosperity means flourishing and thriving. We tend to equate prosperity with good fortune and success and affluence, the good things of life. Abundance is an overflowing supply, fullness. The Infinite Source is our supply.
Energetically, money has the lowest vibration of these three. When fears surround money, the vibration moves to a still lower frequency. We can touch and see money. We have many myths and cliches about money (root of all evil, growing on trees, rainy day, buying happiness, and more).
The energy of prosperity has more of a flow to it than money — listen to the word “prosperity” as you say it out loud and resonate to its vibration. You can feel similar resonance of the words that I used above to define prosperity, also.
Abundance resonates with words and ideas like joy and love and wisdom. Abundance is not really of this physical world, although we use it to manifest in the physical world. We cannot see abundance, we can only see manifestations of abundance. So, too, we cannot see love or joy or wisdom, but we can have feelings, pictures, and examples of the manifestations. All energy comes from Spirit. And Spirit is abundant, infinite, unlimited.
Creating Money, Prosperity and Abundance
When we focus our attention in the world of money, we tend to believe that the only way to generate more money is with money or something else that is tangible or physical. In other words, there is a belief that we can only create something “new” from something that is already created. This is a false belief. This is a belief that is coming to the surface for humanity right now as our money and organizational systems are challenged.
When we live in the consciousness of abundance, we know that we can create more of everything from the Source. There is no fear in this consciousness. Consider how you feel when you are surrounded by the richness of nature, one of the physical world’s manifestations of abundance. Ideas flow. Peace is present. You can more easily touch your own joy. You vibrate to abundance.
Releasing Fears and Resistance
Fears and resistance about money are strong in our society, especially now. Such thoughts and feelings are not necessarily in direct proportion to the quantity of money an individual or organization has. Those with considerable financial means often live with more fears and resistance about money than those with modest resources. The usual response to this phenomenon is, “Of course, they have more to lose.” But I say it goes deeper than that.
Fears and resistance about money are embedded deeply in the human consciousness because of the attention and feelings associated with it. Since I can see thought forms, I see how and where such dynamics are embedded. These dynamics permeate all aspects of our lives as a society, and impact us even when we do not personally embrace the specific concept. These embedded dynamics disappear as we lift our vibration and consciousness to appreciate abundance.
Fears and resistance about money can be released by surrendering — often a tough concept for those who have been “successful” in our society. We release fears and resistance by knowing that we opening to wellness and abundance rather than overcoming sickness and poverty. We release by being attentive to our own growth process. We release by letting go. We release by no longer resisting.
Moving Forward
I know — both personally and energetically — many successful persons who are being challenged to move into and stay in their spiritual knowingness. Those who have been successful and prosperous in the world as it has been must now shift their foundation so that they believe in the Source of their manifested physical things rather than the belief in the manifested physical things themselves.
In your own family or organization or other group, you might consider ways to discuss concepts of abundance and prosperity and togetherness and plenty and love. Here is a simple example: the word “downsizing” is an anti-abundance concept. It is also dehumanizing, by the way. Consider, also, that “doing more with less” is a mixed vibration — do you want “more” or “less”? Consider how you can promote more healthy concepts and clear messages.
The dichotomy of wealth and poverty is not merely an issue of distribution, but one of consciousness. We are moving into a new paradigm, a paradigm that includes the awareness and acknowledgement of Spirit. Let’s make the move consciously, joyfully, and abundantly. More than enough exists in this world that is constantly expanding.
Copyright © 1993, 2005 Marshall House. All rights reserved. You may save this article or send it to a friend, provided the entire article and this information remains complete. Please read Empowering Practices (edition on Relationship to Money) http://www.mhmail.com/empowering-practices/0512.html and JMviews Empowerment http://www.jmviews.com
This is not another misleading title. Free audio books exist.
You could find free downloadable audio books or low cost ones
easily. How come, where and why you should start listening to
audio books immediately? Find out the answers in a few minutes.
How come there are free audio books available? Well, think of
it, there is almost no cost in publishing an audio book. The
only costs are payments for the authors and the narrators (The
people who read and record the book). There are no production
costs - absolutely no raw material when producing a new
downloadable audio book.
On the opposite side, the old fashioned books are made of an
expensive raw material - Paper, which is made out of wood - a
limited resource globally.
Why should you start listening to audio books immediately? A
fact: People who listen to audio books have a significant
advantage over all the others. That’s exactly why the audio
books momentum is rising but is just in the beginning - Millions
are listening regularly to audio books, Audio books clubs are
arising and most of the new books are being published also as
audio books. Audio books help you making the most of your time -
You could read them while jogging, driving, cleaning the house
etc. Audio books are the books of the 21st century.
Where can you get free audio books and low cost ones? I would
say that the best place would be the online audio book rental
services. There are several but most of them are not
recommendable - either they have a small collection of audio
books, low quality audio books or they have a bad customer
service. After finding the best audio books rental services you
should for free trials. Free trials are the best way of trying
this audio books fashion and it is completely free. Free trials
are the only legal way of getting free downloadable audio books.
Audio book rental is the most worthy program. This way, you
could get lots of audio books for the lowest price.
For those of you who’ve been on another planet for the past year or so, Morgan Spurlock is a filmaker who spent an entire month eating nothing but McDonald’s food and filming the decline in his health, expanding waistline and other alarming consequences of this damaging diet.
The result was the gripping documentary, Super Size Me, which earned a well-deserved Oscar nomination.
Don’t Eat This Book, although an obvious offshoot of the film, is a worthy project in its own right, with plenty to offer Spurlock fans and newbies alike.
If you’ve seen the movie, you’ll appreciate the behind the scenes perspectives revealed in Don’t Eat This Book. But the main thrust of the book should appeal to anyone with an interest in the fast food industry and its role in modern society. Certainly, if you’re a parent or teacher who cares what children eat, you should own this book.
The title - Don’t Eat This Book - is a spoof on the warning labels emblazoned on virtually every US product.
The warnings are aimed at warding off court cases from the kinds of people people not only stupid enough to put their hands into a whirring grass cutter or to mistake silcone gel sneaker inserts for mints, but also shameless enough to blame the manufacturer for their ensuing, and well-deserved, misfortune.
Spurlock has no time for such frivilous litigation. But he convincingly argues that such cases are very different from the kinds of class actions being pursued against giant tobacco and food companies.
It should be obvious to anyone but the most brain dead that putting your hand into a power mower’s blades is bad for you. But until recently it was not so obvious that cigarettes and fast food were bad for you.
For decades tobacco companies hid evidence that their product was a health hazard, cunningly designed to be addictive. At the same time they spent staggering amounts of money on marketing to create the image that cigarettes were “cool”.
With the success of the initial tobacco class actions, attitudes began to change.
As Spurlock points out, “Suddenly it was apparent that sticking a cigarette in your mouth was not quite the same thing as sticking those sneaker mints in your mouth. No one spent billlions and billions of dollars in marketing, advertising and promotions telling that guy those sneaker mints would make him cool, hip and sexy. Big Tobacco did exactly that to smokers.”
He spends much of the rest of Don’t Eat This Book building a similarly damning case against the fast food industry.
The parallels are inescapable. Fast food chains like McDonalds spend billions on convincing kids that eating their unhealthy, fattening products will make you popular and cool.
Their “Super Size” policy, cynically designed to prey on the natural human instinct to get value for money, is roundly criticised, with the author’s own experience in filming Super Size Me serving as chief witness for the prosecution.
And if it wasn’t hard enough to keep your kids from eating junk food outside of school, there’s the growing trend of fast food chains to offer funds to cash-strapped schools in exchange for branding and advertising opportunities. In several cases, fast food chains have even set up shop inside school cafeterias.
Thankfully, all is not doom and gloom. Spurlock heaps praise on schools that provide healthy, local food in their cafeterias. He also provides advice and a list of resources for parents and teachers seeking to turn the tide in their own communities.
This, combined with Spurlock’s casual, humorous writing style make for a quick, breezy and ultimately optimistic read. Its accessibility makes Don’t Eat This Book an ideal educational tool, especially when combined with Spurlock’s Super Size Me documentary.
If you prefer a more measured, investigative style of journalism, Don’t Eat This Book may be a little lightweight for your liking - Eric Schlosser’s brilliant Fast Food Nation will probably be more to your taste.
I’ll end with one word of caution. If you do print out this review, please don’t eat it. It may give you indigestion and I can’t afford the lawsuit!
————————————————–
For more reviews of the best obesity books, visit http://www.obesitycures.com/obesity-books.html
Alan Cooper is a journalist with 20 year’s experience and the publisher of ObesityCures.com, a site with the ambitious aim of being a “one-stop-shop” for impartial information on obesity and weight loss solutions - including fad diets, prescription weightloss pills and natural weightloss aids.
Category: Uncategorized
Gray hair is stubborn and it can sometimes be difficult to color. In some cases it turns a smoky unnatural color and in other cases it simply does not cover at all. So, how do you get 100% gray coverage each and every time you color your hair?
The key lies in choosing the right color for your hair type. There are several types of colors including temporary (washes out with 1 shampoo), semi-permanent (washes out gradually over about 4 weeks) and permanent hair color (will not wash out). The main difference of each is the strength of the developer used in each. Color developer is the ingredient that is responsible for pushing the color beneath your cuticle layer so that it cannot be washed out.
In gray hair, this cuticle layer is extremely compact and difficult to open making it hard for the color to get inside the hair strand. If you don’t succeed at doing this, the color will not take or will wash out very easily and fade over the next few shampoos. To make sure that you get your color into the hair strand, use a permanent color with at least 20 volume Hydrogen Peroxide (H2O2) as the developer.
Difference of hair color is caused by the amount of pigment that is in the hair strands. Blond hair has the least amount of pigment, then there is red followed by brown and black. Gray hair is lacking color pigment altogether. In order to get color back into gray hair, you need to go through all of the stages depending on what color you want to achieve. If you want blond hair, the process is quite simple. All you need to do is use a golden color. If you want brown hair, on the other hand, you need to choose a color with a red or warm base so that you can get a natural looking brown. If you use a green or ash base, you will end up with a greenish or smoky cast.
When coloring gray, you should also leave the color on for the maximum amount of time allowed by the instructions. Doing so will give the color sufficient time to deposit in the stubborn and coarse gray strands. The only time that you can skimp on time is if your hair is 30% gray or less. In those cases, the gray hair will absorb enough color to make it look like you have natural highlights and you can avoid the rest of your hair going too dark.
So, if you have had poor results when it comes to covering your gray, follow these tips to get complete coverage and you will have beautiful results every time.
Jenny is a hair expert, and the author of an incredible free minicourse, that explains how to find your unique style, how long or short you should have your hair, how to find the right hair color for you, how to find the right salon, and a lot more. Go to www.hairstylevillage.com/ now and get this amazing hair minicourse - absolutely free
There are many ways to tell the time, according to your preference! The most obvious way is through the simple wristwatch and, if you want to buy a lovely period piece, there are innumerable examples available at auction. For the connoisseur, the sale at Sotheby’s in New York on 5/6th December is well nigh impossible to miss with some fabulous - and fabulously expensive - wristwatches going under the hammer.
However, there are some great bargains to be found for the imaginative buyer on a smaller budget. Not every watch is necessarily designed to fit on your wrist and, if you’re smart, you can take full advantage by acquiring a fob watch at auction. A fob watch, in case you are wondering, is typically a watch on a chain, a style of timekeeping that reached its peak in the Victorian era. The legacy of this artistic and mechanical endeavour is a host of decorative and charming watches whose casings or covers are every bit as interesting as the main event.
The following examples give a glimpse of the range and variety of fob watches coming up for sale over the next week or so:
An early 20th century Swiss gold, enamel and diamond fob watch with a keyless bar cylinder movement, white dial with black Arabic numerals, the four piece hinged case polychrome enamelled with flowers on a blue guilloche ground (Estimate £400 - 600)
Dreweatt Neate - Donnington Priory, Berkshire
An enamel fob watch, with white and gilt enamel Roman dial, jewelled lever movement, the outer cuvette with foliate scroll engraved decoration and polychrome enamel scene depicting maiden playing harp, suspended by 9 ct gold bar brooch (Estimate £180 - 220) Neales, Nottingham
A Vacheron & Constantine minute - repeating gold fob watch with engine turned Arabic dial with stylised flower and leaf banding and bezel set with cabochon turquoises (Estimate £2,000 - 3,000) Gorringes, Bexhill
If perhaps you would prefer to pick up a mixed lot of timepieces at a very modest level, you would do well to consider
A gentleman’s gilt metal cased, keyless wind, hunting cased pocket watch by Elgin, a ladies silver cased, keywind, openfaced fob watch by JW Benson, London 1886 and two ladies wristwatches (Estimate £40 - 60) Billingshurst, West Sussex
As you can see, there is plenty to choose from, regardless of the depth of your pocket. Best of all, such gifts are immensely practical and enhance the appearance of both the casual and snappy dresser. The best general sources for this sort of material are Invaluable and eBay, for offline and online auctions respectively. Happy hunting!
Howard Lewis,
Chairman, Invaluable group of companies
http://www.invaluable.com
Only Invaluable gives you unrivalled access to pre-sale and post-sale information for auction houses and salerooms across the globe.
Find art, antiques, and collectables. Try our Keyword search, register at http://www.invaluable.com for a free 14 day trial.
Is this real, are you kidding? Yes and No. There really are programs such as this available but a report issued by a Wall street firm suggests that some low-payment loans in today’s hot market could cause problems for borrowers who don’t really understand the risks they are going into. This low start rate or what we call a “teaser rate” is an option payment that the lender will allow you to pay for the first year you have the loan. But what they have to fully explain to you is that, if you choose that 1% mortgage rate option, you will have a deferred payment that will be added to your mortgage balance.
That is called a “Negative Amortization Loan” which means if you choose the low payment option there is an ability to increase to 115% of your loan balance. For example, if you have a $300,000 loan and you choose the 1% monthly mortgage payment of $ 1,125, you will owe the lender the difference between the low start rate and the actual pay rate of an estimated $ 1800.00 monthly( depends on the index ) that is also known as the “Note Rate” which is adjusting every month based on several indexes and most importantly a fixed margin which hardly anybody has heard off. In one year’s time your balance will actually be around $8,000 over your mortgage balance which means that in 5 years time you will be owing around $40,000 more.
My 18 years experience in the mortgage business has gave me full understanding in the movements and volatility of these adjustable rate mortgages. There are several types of Adjustable rate mortgages that will make you sleep better at night. Such as, the 3/5/7 or 10 adjustable rate mortgages, the 6 month no negative adjustable rate mortgages. Our web site has information about the various types of California home loans we offer. Mind you that every loan should have its purpose and here are some of the advantages and disadvantages of different types of ARM ( Adjustable Rate Mortgages).
Advantages of “Negative Amortization loans”
1) For Investment properties that you are buying for tax benefits
2) For younger couple who is just at an entry level salary position. Meaning this could be a started home and they will eventually buy a bigger home and the increasing salary will offset the deferred payment of this loan.
3) Provided you are putting some money down, someone 100% sure of
Refinancing this loan within a few year.
You have to fully understand the loan and outsmart it and not become a money pit. Always know that you should have the ability to pay for the fully indexed loan or the actual loan payment that the lender is requiring for you to pay.
Disadvantages of “Negative Amortization loans”
1) Your balance has the potential to increase by 115% of your original balance.
2) Rate could keep going up where your deferred payments changes every month.
3) Long Term rates could be much higher where when its time for you to refinance your loan, it might not be affordable anymore.
4) Not fully understanding how this loan operates.
5) Potential prepayment penalties of this loan, this will take a large portion of your equity if you were to refinance early or pay off the mortgage.
Another type of loan to watch out for is the short-term “hybrid” interest only loans now flooding the market to help consumers with marginal credit or income buy houses. Interest only mortgages requires no down payment of principal for a set time at a low fixed interest rate. Payments during that period typically are set well below what a borrower would pay on a conventional 30 years fixed-rate loan.
At the end of the initial period, which may be as short as two to three years, the loans convert to fully amortizing adjustable rate mortgages at prevailing market rates. Principal reduction now kicks in, but because of the compression of the pay back period - 25-28 years and the principal to the payment mix, the total cost can balloon 50% to 70%. Marginally qualified home buyers jolted with such payment increases within 24 t0 36 months of their purchase ” are very likely” to be pushed beyond their ability to pay the loan. They would need again to know when getting these loans, its always for short term advantage only and always vision yourself refinancing before the term is over, this way you will always be prepared to refinance if the interest rates are favorable for you. The key to gaining equity is by knowing what your next move is and when. Good luck!
Ken has been running his southern California home loans business since 1987. His honesty and courtesy equal loyalty to his customers. Forget about “good faith estimates.” With 1st Innovative Finance Group, all loan rates and fees are guaranteed upon application. Ken Go writes a California home loans blog and speaks English, Chinese, and Filipino (Tagalog).
